The arduous art of the chocolate taster

First study the colour, then the nose, the structure and taste: as for any good wine, tasting chocolate is both a treat and a serious art, requiring regular practice to fine-tune the senses.
And who better to offer a lesson in chocolate tasting than Pierre Herme, the French master pastry chef?
"You start by looking at the texture," he explained at a recent tasting organised in Paris by the "Chocolate Crunchers' Club" -- a 150-strong fellowship created three decades ago to celebrate a common passion for the cocoa bean.
"I rough it up a bit first -- crushing it to test its resistance," Herme said, pressing a blade onto various parts of the chocolate bonbon on his plate.
Then comes the time to taste, paying close heed to "intensity, acidity, the lightness of the texture, the finish" -- how the flavour lingers after each mouthful -- "and for flavoured chocolates the balance between the chosen aroma and the chocolate itself."
Without forgetting the most important of all: "pleasure."
Five times a year the club's members gather around some of France's top artisans to taste all manner of cocoa-based treats -- from truffle bars to mousses, biscuits, patisseries and ice creams.
The ritual is always the same: each taster needs a small knife, a glass of water and some bread to cleanse the palate.
"The knife is essential, especially for chocolate bonbons," explained Claude Lebey, the doyen of French food critics and one of the founders of the club, gathered for the occasion in a Paris mansion.
"You have to slice the sweets in two, to see the thickness of the coating. It should offer resistance, but should not be too thick either, or it stops you from tasting what is inside."
Lebey confesses to keeping chocolate stashed away in various corners of his apartment so he can indulge in a quick nibble at any moment.
"Hmm, the coffee in this one is dosed just right," he mused approvingly, sucking on a bonbon named "Brasilia", created by Jean-Paul Hevin -- a star Parisian chocolatier with his own stores in Japan and Hong Kong.
"It's a dark chocolate ganache, but I added a bit of milk to bring out the scent of the coffee," explained Hevin, who uses ground coffee from Colombia and Brazil -- rather than instant as is often the case.
The club's expert crunchers sample another bonbon, this one flavoured with Earl Grey tea.
"The bergamot could be a little more pronounced," reckoned one taster. "Yes -- but that's risky, bergamot will easily crush any other flavour," tempered another.
For Hevin, "getting the right dose between different flavours is particularly difficult, it takes months of work."
"Most often I will put the accent on the chocolate, above any other flavour."
But sometimes, on a smoked tea bonbon for instance, he does the opposite: "I am a big tea fan, so on this one I pulled out the stops so you can really taste it. I wanted something more powerful, more virile.

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One Big Reason Not to Rush into Early Retirement

You might want to think twice about retiring early.  That’s because, new research has shown a link between early retirement and premature death.
Research by Andreas Kuhn, Jean-Philippe Wuellrich and Josef Zweimüller found that men, in particular, had an increased risk of death before age 67 when they retired early. To prove this, the researchers looked at a group of blue-collar workers from Austria, born between 1929 and 1941.
"We find that a reduction in the retirement age causes a significant increase in the risk of premature death for males, but not for females," the research said. "The effect for males is not only statistically significant but also quantitatively important. According to our estimates, one additional year of early retirement causes an increase in the risk of premature death of 2.4 percentage points (a relative increase of about 13.4 percent, or 1.8 months in terms of years of life lost)."
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According to the research, this can be attributed to negative health habits of people during retirement.  These habits, which include smoking, drinking, unhealthy diet and limited exercise, contribute to 78 percent of casual retirement deaths, while smoking and drinking alone result in 32 percent of casual retirement deaths.
"Our results also suggest that preventive health policies should be targeted to (early) retirees," the research said. "Policies that induce individuals to adopt healthy (or avoid unhealthy) behaviors may have disproportionately positive health consequences for workers who (are about to) permanently withdraw from the labor market."

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Spring/Summer hair trends: five new looks to try

Slicked back
Get the hair gel at the ready because slicked-back styles were all over the Spring/Summer 2012 runways, with everyone from Victoria Beckham to Mugler embracing the mullet-influenced style. Labels including Giambattista Valli, Rebecca Taylor, BCBG Max Azria and Viktor & Rolf also kept tresses smoothed off the forehead for a streamlined and almost futuristic look.
Candy color
Hair color has got bold for this season, with candy colors including purple and pink replacing classic springtime looks such as ombré tresses or beachy blondes. During the Spring/Summer 2012 shows labels including Issey Miyake, Narciso Rodriguez and Thakoon showcased the trend, with the latter painting models locks blue, orange, purple or pink. Models at DSquared2 had pink streaks in their hair, while Peter Som livened up blonde locks with orange strands. Celebrities have taken to the trend too, with Katy Perry and January Jones just some of the big names reaching for the dye.
Retro quiffs
Having already made an impact during the Fall/Winter season, the quiff has confirmed its staying power and will be back for Spring/Summer 2012 after showing up at shows from the likes of Limi Feu and Rochas. While a retro aesthetic dominated at many presentations, Haider Ackerman showcased punkier varieties and Ohne Titel worked the trend for shorter styles. Meanwhile, Jean Paul Gaultier championed the victory roll for a perfect pin-up look.
Futuristic up dos
Cone-shaped chignons offered an interesting new silhouette at the Spring/Summer 2012 shows, with Rochas, Narciso Rodriguez and Issey Miyake all sculpting long locks into the most streamlined of shapes which had a science fiction feel. Meanwhile, exaggerated silhouettes were seen at Fendi with its "fobs" (faux bobs), and Diane von Furstenberg embraced dramatic beehives. Be warned: these styles require plenty of hairspray and close attention to detail.
Experimental braids
Braids were one of the most popular up-do styles on the Spring/Summer 2012 runways, whether in messy fishtail form at Michael Kors or sleek at Peter Pilotto and Danielle Scutt. Low slung braids were seen at Ashish, while romantic plaits were wrapped around the head at Moschino and Valentino. Stars including Dianna Agron have been seen working the fishtail headband trend on the red carpet recently, while Jennifer Lawrence's The Hunger Games alter ego Katniss Everdeen's side French braid has become the subject of numerous YouTube tutorials.

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US late-night host Conan O'Brien shares his workout playlist

This week, famed American late-night talk show host Conan O'Brien shared his favorite music for staying motivated in the gym.
While not known for his rock-hard gym body, O'Brien is a fitness fan and music lover, and he released his top 16 playlist of gym-friendly tunes as part of his weekly series for streaming service Rdio's Guest DJ.

Here is Conan's playlist or in certain countries, stream it here at Rdio.

1. Vampire Weekend, "A-Punk"
2. The Dovells, "You Can't Sit Down"
3. Cheap Trick, "Dream Police"
4. The Raconteurs, "Steady, As She Goes"
5. Jay-Z, "99 Problems"
6. The Police, "So Lonely"
7. Kings of Leon, "Use Somebody"
8. Ronnie Hawkins, "Forty Days"
9. The Who, "The Real Me"
10. Naughty by Nature, "Everything's Gonna Be Alright"
11. Thin Lizzy, "The Boys Are Back in Town"
12. The Brian Setzer Orchestra, "Jump Jive An' Wail"
13. Electric Six, "Danger! High Voltage (Soulchild Radio Mix)"
14. Green Day, "Basket Case"
15. Boz Scaggs, "Lido Shuffle"
16. Elvis Presley, "Promised Land"

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The Challenges of Launching an Encore Career

Many people dream about launching a second career in a field they have always wanted to try. But the transition into an encore career can be a long and costly process.
Most people earn a significantly lower amount of money (43 percent) or no money at all (24 percent) during the transition from one job to the next, according to a recent MetLife Foundation and Civic Ventures survey conducted by Penn Schoen Berland. The online survey of 253 adults between ages 44 and 70 who are currently in encore careers found that over half (57 percent) of these older workers had to tap their personal savings to make ends meet during the transition.
"That transition is not necessarily a very easy or a sure thing," says Jim Emerman, executive vice president of Civic Ventures. "The financial hardship of the transition, while not really surprising, really jumped out at us as one of the big challenges."
It often takes a significant amount of time for older workers to launch second careers. Three quarters of the survey respondents currently in encore careers experienced an employment gap of longer than 6 months. And a third (34 percent) of these older workers were unemployed for two or more years before they found another job. Some people used that time to volunteer (23 percent) or retrain by taking college courses (20 percent).
When Lisa Roger, 53, a former software engineering project director, was laid off in 2009, she faced a substantial reduction in income for about 14 months. She had to use her savings, collect unemployment benefits, and sign up for COBRA continuing health coverage to make ends meet. During the transition she participated in the Encore Hartford program in Storrs, Conn., a fellowship that helps experienced professionals transition to the nonprofit sector. She eventually found a new job as a family self-sufficiency services manager for the Norwalk Housing Authority. "Today I don't make nearly the salary that I did as a software engineer and I am ok with that," Roger says. "The work is incredibility rewarding. I know I am making a difference." The new job has caused her to reevaluate her retirement plans. "I used to feel that I was going to retire at a really early age, before 65," Roger says. "The career that I am in now, I see myself going beyond that because it is so rewarding."
Older workers are motivated to make a career change by a variety of financial and personal reasons. Insufficient income (28 percent) and inadequate savings (25 percent) were among the top reasons for making the switch. But realizing that some lifetime goals have yet to be fulfilled (28 percent) and a desire to make a bigger difference in the world (21 percent) also play a large role in decisions to move on to something new. Sometimes the transition is sparked by health problems (15 percent), an empty nest (11 percent), or hitting a specific age such as 50 (12 percent). Some people also speak of a spiritual calling into a new line of work (12 percent).
Most people switched into new jobs at for-profit businesses (22 percent) or nonprofit organizations (20 percent). Education (19 Percent), health care (15 percent), and government agencies (6 percent) are also popular second career choices. "Some people will work longer in their current jobs, whatever they are, and other people will want a change," says Emerman. Often the new job comes with shorter hours and a more flexible schedule. People in encore careers work an average of 30.5 hours per week, the Civic Ventures survey found.
Almost half of people who made a career change (47 percent) did so between ages 50 and 59. Only 3 percent of those surveyed changed careers at age 60 or older. The typical person in an encore career expects to continue working for an average of another 11 years and eventually retire at an average age of 69. They have an average of 24 years of work experience.
Many individuals need to keep working for the income (69 percent) and benefits (30 percent). Other people launch second careers to stay active and productive (58 percent), pursue a new challenge (6 percent), and because they simply enjoy the work (31 percent). Some older workers also want to give something back by helping others in the community (35 percent) and staying involved with other people (19 percent).
"People are living much longer and they are healthier, and so they want to stay engaged. People need and want and are able to work longer," says Emerman. "If people are out of work now or worried about their current job, the idea of a next career that combines continued financial security with personal satisfaction and something that they are passionate about is very strong."

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The Importance of Being Self-Reliant in Retirement

Most baby boomers are at various stages of preparing for retirement, depending on whether they were born at the beginning or end of their generation. The smart ones realize that effective planning starts well before retirement age. Important calculations need to be made to determine what it will take to survive financially throughout the retirement years. Post-work lifestyles and passions also need to be defined, and consideration for unexpected events should be taken into account whenever possible.
Counting on others to provide for us in our old age is a risky proposition. In the U.S., the ratio of working-age citizens between ages 15 and 64 supporting those over 64 is currently 5:1. By the year 2050 this ratio will drop to 3:1, according to United Nations data. In China things are even worse. They will move from the current 9:1 ratio to 3:1. And in Japan the ratio will be 1:1 in 2050.
It is important to rely on ourselves and our own resourcefulness. Society is changing to deal with the aging demographic with less generous pension plans, longer working hours, and an increase in the retirement age. Back in the 1980s, 38 percent of people had traditional pensions. By 2008 the number dropped to 20 percent. If a traditional pension will not be part of our retirement equation, we need to fill in the blank with other investments and savings alternatives.
Don't count on Social Security to foot your entire retirement bill either. With an average monthly amount of $1,230 paid at the beginning of 2012, it should only be viewed as a supplement to your other sources of retirement income. It is a piece of the puzzle, but should not be considered the entire solution.
Health demands and expenses will increase as we age. Fidelity estimates that a 65-year-old couple retiring in 2011 will need $230,000 to cover likely out-of-pocket medical expenses in retirement. And this estimate does not even include the cost of long-term care. Such burdens could prove catastrophic if we do not plan ahead with additional savings, health insurance, and long-term care coverage.
Most people approaching retirement would like the option to stay in their current home if they choose to and remain healthy enough to safely do so. Paying down your mortgage over the years provides flexibility, and the equity can be available for emergencies. Whether a decision is made to stay in the existing home or sell, having the option empowers senior citizens.
Remaining independent in retirement requires planning ahead, realistically evaluating your situation, and taking appropriate action to provide for your retirement needs. You can't count on the government or your former employer to finance your retirement years. It's something you need to take care of yourself.

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China to improve land compensation scheme to help stability

 Chinese officials will this week discuss improving compensation for expropriating farmland, state media said on Monday, in a move to help deal with growing rural anger about forced land seizures.
A draft amendment to the Land Administration Law will remove a previous ceiling for calculating compensation which has been judged to be too low and also ensure money is paid out before land is expropriated, the official Xinhua news agency said.
Compensation will in future include rural residences, crops already planted, a relocation allowance and social security fees, the report added.
"Farmers' protests over land seizures have occurred in villages across the country in recent years, prompting calls for better protection of farmers' property rights," Xinhua said.
It did not say when the new rules would go into effect and provided no other details.
Some academics have pushed for the government to grant farmers greater control over their land, conflict over which is rising, a worry to the stability-obsessed ruling Communist Party.
Chinese farmers do not directly own most of their fields. Instead, most rural land is owned collectively by a village, and farmers get leases that last for decades.
In theory, villagers can collectively decide whether to apply to sell off or develop land. In practice, however, state officials usually decide. And hoping to win investment, revenues and pay-offs, they often override the wishes of farmers.
The number of "mass incidents" of unrest recorded by the government grew from 8,700 in 1993 to about 90,000 in 2010, according to several government-backed studies. Some estimates are higher, and the government has not released official data for recent years.
Conflict over land requisitions accounted for more than 65 percent of rural "mass incidents", the China Economic Times reported this year, citing survey data.

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Russia investigates protest leader for theft of party funds

Russian authorities have opened a third criminal investigation into opposition leader Alexei Navalny, saying on Monday that the critic of President Vladimir Putin is suspected of stealing millions of dollars from a political party in 2007.
Navalny, 36, the most prominent leader of large street protests that erupted last December against Putin's nearly 13-year rule, already faces up to 10 years in jail if convicted on existing charges of theft from a state timber company.
Earlier this month, investigators also charged Navalny and his brother of cheating a mail-transport company out of $1.79 million. That move followed a December15 opposition rally at a memorial to victims of Soviet-era repressions outside the headquarters of the FSB security service, formerly the KGB.
Navalny, a lawyer and anti-corruption blogger, denies any wrongdoing and says the accusations aired by the Investigative Committee, a federal agency that answers to Putin, are intended to persuade him to stop his opposition activities.
"Aie, aie, aie, yet another case against me. Investigative Committee, what are you doing? ... That's enough," Navalny tweeted minutes after the new investigation was announced.
The Interfax news agency quoted him as saying the charge was "absolutely absurd".
On its website, the Investigative Committee said it suspects an advertising company headed by Navalny stole up to 100 million roubles ($3.24 million) paid it by the liberal, pro-business Union of Right Forces Party (SPS) for campaign advertising.
It said there was evidence Navalny's company, Allekt, siphoned the money off into bank accounts of shell companies.
A former SPS party leader, Leonid Gozman, dismissed the charges as nonsense and said the party had no accusations or complaints against Navalny, Interfax reported.
Navalny said the fact that investigators had initiated the case without a complaint from the party showed that it was politically motivated, and he vowed not to give up his activism, Interfax reported.
The Investigative Committee said it had encountered the evidence related to SPS while investigating its case against Navalny on the timber theft charge.
Navalny is a key leader of an opposition council, elected in an online vote in October, that is trying maintain the momentum of a protest movement that drew crowds of up to 100,000 people onto Moscow's streets at its peak last winter, but failed to prevent Putin winning a six-year third term as president.
Since then, pro-Kremlin lawmakers have passed a series of laws that the opposition say are intended to stifle dissent. Several opposition leaders and dozens of activists are facing criminal charges or investigation.

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Ukraine central banker named first deputy prime minister

 Ukrainian President Viktor Yanukovich on Monday named Serhiy Arbuzov - who has until now run the central bank - first deputy prime minister in the new government, making him an important player in upcoming talks with the IMF.
The appointment to the No.2 government position also makes Arbuzov, who is a member of Yanukovich's inner circle, a likely successor to Prime Minister Mykola Azarov.
Ukraine's government resigned on December 3 after October's parliamentary election and its members have since served in an interim capacity, apart from Azarov who was reappointed on December 13.
The first major task of the new cabinet will be to secure a new bailout program from the International Monetary Fund.
An IMF mission is due to visit Ukraine late in January for what are expected to be tough talks on nailing down a new stand-by arrangement to help Ukraine repay, or refinance, more than $9 billion debt falling due to foreign creditors in 2013.
This includes $6.4 billion already owed to the IMF which Ukraine says it hopes to refinance.
The IMF has urged Kiev to cut subsidies on household gas and heating prices but Azarov has so far refused to take the unpopular step. However, Kiev may have to become more flexible.
Arbuzov, 36, will take over as first deputy prime minister from Valery Khoroshkovsky who quit the cabinet this month in protest at Azarov's re-appointment.
According to a separate decree issued by Yanukovich on Monday, Arbuzov will be in charge of economy, trade, state finances, agriculture and social policy.
Yanukovich's office also announced that Yuri Kolobov, Arbuzov's former deputy at the central bank, would keep his job as finance minister.
The president named former Energy Minister Yuri Boiko and former regional governor Olexander Vilkul as deputy prime ministers.
It was not clear who would succeed Arbuzov at the central bank but last week Boris Pryhodko, head of treasury at state-run Oshchadny Bank, was named its new first deputy chairman.
FAMILY TIES
Arbuzov emerged from relative obscurity to become a major figure in Kiev in September 2010 when he was named first deputy chairman of the central bank in a surprise reshuffle.
Less than four months later, Yanukovich named him central bank head, a position he has held since.
Before joining the central bank, Arbuzov, who was born and educated in Donetsk - Yanukovich's home region and power base - spent four months working at the state-owned Ukreximbank and his earlier career as a financier was in the private sector.
In particular, Arbuzov had worked at the Ukrainian Business Bank, a Donetsk-based lender which according to Ukrainian media is linked to Yanukovich's elder son Oleksandr.
Arbuzov's mother Valentina Arbuzova is the chief executive of the All-Ukrainian Development Bank, another private bank owned by Oleksandr Yanukovich.
Upon taking over the central bank, Arbuzov reshuffled its senior management but largely continued the policies of the previous administration such as maintaining the hryvnia's peg to the dollar.
Although Arbuzov comes across as media-shy and avoided open arguments with the government, official statements and leaked documents from the central bank indicated his opinions on economic matters sometimes differed from those of Azarov.
In June 2011, for example, UNIAN news agency published a leaked letter in which Arbuzov told Azarov his government was losing credibility after refusing to carry out reforms advised by the IMF.
More often than not, though, the government and the central bank worked together smoothly and Azarov has avoided public criticism of Arbuzov's policies.
The two will need to work hard to revive Ukraine's economy which shrank by 1.3 percent year-on-year in the third quarter as global demand for steel, the main Ukrainian export, fell.

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Afghan policewoman kills US adviser, police say

An Afghan policewoman shot and killed an American adviser outside the police headquarters in Kabul on Monday, the latest in a rising tide of insider attacks by Afghans against their foreign allies, senior Afghan officials said.
The woman, identified as Afghan police Sgt. Nargas, had entered a strategic compound in the heart of the capital and shot the adviser with a pistol as he came out of a small shop with articles he had just bought, Kabul Governor Abdul Jabar Taqwa told The Associated Press.
The woman was taken into Afghan custody shortly after the attack.
Earlier, she had asked bystanders where the governor's office was located, the governor said. As many Afghans, the policewoman uses only one name.
A NATO command spokesman, U.S. Air Force Lt. Col. Lester T. Carroll, said the woman was arrested after the incident. The slain adviser was a contractor whose identity wasn't immediately released.
The attack occurred outside the police headquarters in a walled, highly secure compound which also houses the governor's office, courts and a prison. Kabul Deputy Police Chief Mohammad Daoud Amin said an investigation was under way.
"We can confirm that a civilian police adviser was shot and killed this morning by a suspected member of the Afghan uniformed police. The suspected shooter is in Afghan custody," Carroll said.
The killing came just hours after an Afghan policeman shot five of his colleagues at a checkpoint in northern Afghanistan late Monday. The attacker then stole his colleague's weapons and fled to join the Taliban, said deputy provincial governor in Jawzjan province, Faqir Mohammad Jawzjani.
More than 60 international allies, including troops and civilian advisers, have been killed by Afghan soldiers or police this year, and a number of other insider attacks as they are known are still under investigations. NATO forces, due to mostly withdraw from the country by 2014, have speeded up efforts to train and advise Afghan military and police units before the pullout.
The surge in insider attacks is throwing doubt on the capability of the Afghan security forces to take over from international troops and has further undermined public support for the 11-year war in NATO countries. It has also stoked suspicion among some NATO units of their Afghan counterparts, although others enjoy close working relations with Afghan military and police.
As such attacks mounted this year, U.S. officials in Kabul and Washington insisted they were "isolated incidents" and withheld details. An AP investigation earlier this month showed that at least 63 coalition troops — mostly Americans — had been killed and more than 85 wounded in at least 46 insider attacks. That's an average of nearly one attack a week. In 2011, 21 insider attacks killed 35 coalition troops.
There have also been incidents of Taliban and other militants dressing in Afghan army and police uniforms to infiltrate NATO installations and attack foreigners.
In February, two U.S. soldiers — Lt. Col. John D. Loftis and Maj. Robert J. Marchanti, died from wounds received during an attack by an Afghan policeman at the Interior Ministry in Kabul. The incident forced NATO to temporarily pull out their advisers from a number of ministries and police units and revise procedures in dealing with Afghan counterparts.
The latest known insider attack took place Nov. 11 when a British soldier, Capt. Walter Reid Barrie, was killed by an Afghan army soldier during a football match between British and Afghan soldiers in the restive southern province of Helmand.
More than 50 Afghan members of the government's security forces also have died this year in attacks by their own colleagues. Taliban militants claim such attacks reflect a growing popular opposition to both foreign military presence and the Kabul government.
In Sunday's attack, Jawzjani, the provincial official, said the attacker was an Afghan policeman manning a checkpoint in Dirzab District who turned his weapon on five colleagues before fleeing to the militant Islamist group.

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